“What documents do I need to lodge an loan application?

Photocopies of documents required for all applicants or guarantors at the time of application include:

  • Photo Identification (i.e.: Driver’s Licence or Passport)
    Secondary identification may be required in some cases
  • Employed Persons (P.A.Y.G.)
    Two Current Payslips and/or letter from employer confirming base salary,
  • (If you have been in your current job for less than 1 year)
    Last 2 year’s Group Certificates OR Last 2 year’s Tax Returns
  • Self-Employed persons
    Last 2 year’s Tax Returns for individuals and busines 2 year’s Profit & Loss and balance sheet
  • Companies and Trusts
    Last 2 year’s Tax Returns for Company/ Trust, which must include P&L and balance sheetLast 2 year’s Tax Returns for all Directors/guarantors
  • Property Purchase
    For loans above 80% of property value, bank saving statements covering the last 6 months. Copy of the front page of Contract for Sale complete with full names and purchase price Evidence of funds to complete transactions on day of settlement
  • Refinancing
    Loan statements from existing Lender (covering the last 6 months) for all loans being refinanced. Recently Issued Property/Council Rate Notice

Other documentation may be requested from time to time
Application fee is payable at the time of lodging the application, and there are conditional refunds.