Photocopies of documents required for all applicants or guarantors at the time of application include:
- Photo Identification (i.e.: Driver’s Licence or Passport)
Secondary identification may be required in some cases
- Employed Persons (P.A.Y.G.)
Two Current Payslips and/or letter from employer confirming base salary,
- (If you have been in your current job for less than 1 year)
Last 2 year’s Group Certificates OR Last 2 year’s Tax Returns
- Self-Employed persons
Last 2 year’s Tax Returns for individuals and busines 2 year’s Profit & Loss and balance sheet
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Companies and Trusts
Last 2 year’s Tax Returns for Company/ Trust, which must include P&L and balance sheetLast 2 year’s Tax Returns for all Directors/guarantors
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Property Purchase
For loans above 80% of property value, bank saving statements covering the last 6 months. Copy of the front page of Contract for Sale complete with full names and purchase price Evidence of funds to complete transactions on day of settlement
- Refinancing
Loan statements from existing Lender (covering the last 6 months) for all loans being refinanced. Recently Issued Property/Council Rate Notice
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