Owner occupied or investment property purchases, re-financing existing residential or business loans

From $30,000 to $500,000 per security property

Up to 30 Years

Principal and Interest or Interest Only for 2,3,5 or 10 years and Line of Credit 15 Years.

Weekly, fortnightly or monthly. Extra repayments can be made on variable loans at any time

All or part of the loan can be converted to a fixed rate at any time at no cost (subject to maximum of 4 a/c)

Up to 4 separate splits per facility. Transfer funds between splits using Inter Account Payment facility

Unlimited re-draw at no cost. Minimum re-draw $50 when using Loan Service Line or Loan Service Net for all variable rate loans

Payment can be made to any bank, building society or credit union directly from your loan using a valid BSB and account number (excludes credit cards). Max $5000 per day. Not available during a fixed rate period.

• 65% for all loans

No Monthly administration or ongoing fees

$395 (includes GST)

A Deferred Administration Fee of 1.20% of the initial loan principal amount is payable if the loan is fully discharged within five years of settlement

A Security Discharge Administration Fee of $350 is payable upon full repayment and discharge of the loan.

For example, mortgage duty, registration fees and property searches

Client will pay costs associated with their own legal fees and disbursements

• All repayments to be made by electronic direct debit
• Lenders Mortgage Insurance is required for all loans. Premium is payable by AFIG Wholesale
• No minimum net asset position required
• No minimum self-employment period
• Fastdoc Declaration to be signed by all borrowers/guarantors
• Security to be located in all mainland capital cities
• Break costs will apply to fixed rate loans if fixed rate period is being broken
• 1^st registered mortgage over residential property required as security on all loans

This fact sheet provides general information only – Full details of the loan are set our in the loan agreement – Conditions, fees & charges apply.