Separating when you own a business creates unique challenges. Whether you run a small family company, hold shares in a growing enterprise, operate through a trust or manage a franchise, these structures become part of your property settlement under Australian Family Law.

In NSW, the Federal Circuit and Family Court of Australia (FCFCOA) can make orders that affect business ownership, control, income and assets. This includes companies, partnerships, trusts, franchises and professional practices.

This guide explains how the Court treats businesses during a separation, what happens to trust assets, how valuations work, and what business owners need to know to protect commercial stability. If you are navigating separation and own a business, speak with an experienced Family Lawyer Sydney for personalised guidance.


Is a Business Included in a Property Settlement?

Yes. In Australia, a business is treated as property under the Family Law Act 1975. This means it forms part of the property pool, just like:

  • Real estate
  • Bank accounts
  • Vehicles
  • Investments
  • Superannuation

The Court considers both the value of the business and each party’s contributions.

A business may be:

  • Solely owned
  • Jointly owned
  • Owned through a company
  • Held via a discretionary or unit trust
  • A partnership or professional practice
  • A franchise operating under a licence agreement

Even if only one partner runs the day-to-day business, the other may still have a claim if they contributed financially or non-financially.


How Is a Business Valued in a Divorce?

Business valuation is one of the most important steps in a property settlement involving commercial assets.

The Court typically requires an independent business valuation using one of the following methods:

1. Market Value (What Someone Would Pay for It)

Popular for small to medium enterprises (SMEs), cafés, retail stores and franchises.

2. Earnings/Income Approach

Based on profitability and cash flow.
Used for professional practices, trades and service businesses.

3. Asset-Based Valuation

Used where value comes from tangible assets (equipment, vehicles, inventory, tools).

4. Discounted Cash Flow (DCF)

Applied for larger enterprises or businesses with long-term projections.

A formal valuation avoids disputes and prevents either party inflating or minimising the value for strategic purposes.


How the Court Treats Business Structures

1. Companies (Pty Ltd)

If a party is a director or shareholder of a company:

  • Shares form part of the property pool
  • Company assets and liabilities may be considered
  • Personal use of company funds can influence the settlement
  • Diverted or hidden income may be examined

Courts can order a party to transfer or sell shares, or adjust personal assets to achieve a fair division.


2. Family Trusts and Discretionary Trusts

Trusts are common for tax and asset-protection purposes, but in family law they can still be scrutinised.

The Court considers:

  • Who controls the trust (Appointor, Trustee, Director of the corporate trustee)
  • How distributions are made
  • Whether the trust is used as a personal financial resource
  • Whether the trust was used for family purposes

If a party effectively controls the trust, the trust is often treated as property, not just a “financial resource”.


3. Partnerships

In partnerships (doctors, dentists, accountants, trades, family partnerships):

  • Partnership interests must be valued
  • Partnership agreements may limit transferability
  • Goodwill of the business is considered
  • Other partners may be affected

The Court cannot rewrite a partnership agreement, but it can adjust other assets to balance out value.


4. Franchises

Franchises operate under strict licensing conditions and may have:

  • Transfer restrictions
  • Royalty obligations
  • Territory rules
  • Contractual renewal clauses

Franchise valuation considers the business performance, brand, location, licence conditions and future earning potential.


What Happens to the Business After Separation?

The Court prioritises commercial practicality. Common outcomes include:

1. One Partner Keeps the Business

The most common result.
That partner receives the business and compensates the other with:

  • Cash payment
  • More of another asset (eg property)
  • Payment plan or structured settlement

2. The Business Is Sold

If neither party wants it, or if running it together is unsafe or impractical.

3. Assets Are Split

For larger enterprises, one party may keep one division while the other keeps another.

4. A Party Steps Back but Stays a Shareholder

This happens in some family companies where both parties still rely on dividends.


Business Records and Disclosure Obligations

Business owners must provide full and frank disclosure, including:

  • Tax returns
  • Financial statements
  • Profit and loss reports
  • Bank accounts
  • BAS statements
  • Trust deeds
  • Company constitutions
  • Shareholder agreements
  • Franchise agreements
  • Loan documents
  • Dividend or distribution records

Attempting to hide or manipulate business income can lead to:

  • Adverse findings
  • Penalties
  • Adjusted settlements
  • Cost orders

Common Issues That Arise in Business-Related Property Settlements

1. “My Partner Didn’t Work in the Business — Why Do They Get a Share?”

Because contributions include:

  • Financial support
  • Domestic roles
  • Caring for children
  • Facilitating career growth

Non-financial contributions are recognised under Family Law.

2. Poor Record Keeping

Missing financial statements can slow the process and reduce credibility.

3. Personal Expenses Paid Through the Business

Courts examine whether these reflect true profits.

4. Undisclosed Income or Cash Payments

Forensic accounting may be used to discover hidden revenue.

5. Market Volatility

Some businesses fluctuate seasonally or during economic downturns.

6. Emotional Attachment

Business owners may overvalue the business compared to independent valuers.


How to Protect Your Business During a Separation

  • Keep financial records in order
  • Avoid making major business decisions during proceedings
  • Do not hide income or assets
  • Communicate professionally with your ex-partner
  • Seek early legal advice
  • Understand your disclosure obligations
  • Work with accountants and valuers experienced in family law
  • Consider a Binding Financial Agreement (prenup or post-nup) for future protection

When to Seek Legal Advice

Property settlements involving businesses can be far more complex than standard financial cases. Control, valuation disputes, trust structures, tax implications and commercial risk all require careful handling.

For tailored advice on protecting your business and achieving a fair settlement, contact a dedicated Family Lawyer Sydney. You can also learn more about our full range of services in Family Law.